no liability insurance
Liberty Mutual Survey of Working Mothers Highlights Disability Insurance’s Key Role in Supporting Families
BOSTON—-Disability insurance plays a key role in providing financial security for women on maternity leave and their families, according to findings from a recent national survey of working mothers conducted by Liberty Mutual, a leading provider of disability coverage.
Auto/Car Insurance Coverage Laws Explained – New York State
Which is better full coverage or liability auto insurance?
I live in wisconsin where it is not mandatory to have car insurance. I’m 26 and been driving since i was 16 without insurance and i’m planning on getting a policy started soon and i have no idea as to which type of insurance to get. I drive a 1997 chevy lumina with around 222,000 miles on it. If i get full coverage will it cover my car damages as well as the other persons damages or will liability do that and will i be required to pay a deductible? I am thinking about getting up to $100,000 in coverage.
It depends on how much you want to spend. A 1997 Lumina with over $200K miles isn’t really worth much. Look up the blue book value, although adjusters don’t really use blue book to determine the value of a vehicle. If you can afford to replace that vehicle without insurance coverage then just get liability. Liability covers injuries or property damage that you cause to another party. Liability should always be your main concern. If you have a newer vehicle then I would suggest getting “full coverage” which includes comprehensive and collision. Comprehensive covers theft, vandalism, hail, fire, etc. Collision covers you colliding with something other than a bird or animal, also it covers your vehicle if your vehicle is hit by a hit and run driver. If you elect to get full coverage and you file a claim under your insurance policy to repair your vehicle then yes, you will be responsible for paying your deductible