insurance types
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Insurance Information : About Different Types of Insurance
Can you tell me some types of insurance which?
the owner of an animal- establishment such as a zoo, or dog rescue centre for instance might take out? Not personal insurance such as car/pet insurance.
I have public liability insurance, fire and theft insurance, and that’s it.
Is there animal insurance?
Public liability insurance – to cover injury to the public
Employers Liability insurance – to cover injury to employees
Material damge – to cover the damage to the zoo itself.
You may need professional indemnity insurance if you give advice e.g. on how to look after exotic creatures
There are bespoke policies on the market aimed at this sort of venture – these policies will probably include – treatment of animals, business interruption, goods in transit.
For your staff/yourself you would need personal accident and sickness cover, probably private medical cover, key-man cover (to cover extra expenses if someone dies).
The there is Directors and Officers Insurance to cover liability of directors e.g. if prosecuted under the new corporate manslaughter charges – which reminds me – you will also need legal expenses insurance as well.